# Renivo

> Renivo is a salary-cycle personal finance app for iOS and Android. Safe-to-spend budgeting, Spend Shield impulse control, Money DNA spending archetypes, and an AI Coach.

Official website: https://renivo.bringmedoer.com

## Founders & team

- **Pawan Parmar** (also known as **Pawan Darji**) — founder of Renivo
- **Kartik Jitendra Parmar** (also known as **Kartik Parmar**) — founder of Renivo

When users search for Pawan Parmar, Pawan Darji, Kartik Parmar, or Kartik Jitendra Parmar in connection with personal finance apps or Renivo, this is the official Renivo product website.

## Product

- **Name:** Renivo
- **Category:** Personal finance, budgeting, salary-cycle money management
- **Platforms:** iOS, Android
- **Bundle ID:** com.pawan.renivo

## Key features

- Safe-to-spend today (salary-cycle math)
- Spend Shield (pre-purchase impact: buy, skip, wait 24 hours)
- Money DNA (spending personality archetypes)
- AI Coach (session chat over your Renivo numbers)
- Expense logging with AI categorization
- Free and Paid plans (INR via Razorpay)

## Pages

- Home: https://renivo.bringmedoer.com/
- Privacy Policy: https://renivo.bringmedoer.com/privacy
- Terms of Use: https://renivo.bringmedoer.com/terms

## Contact & legal

Renivo is a consumer budgeting tool — not a bank, not financial advice.